What to think about before you float a loan
Moving Mountains SG Wk2
Note to leaders: Do not feel that you have to use every question. Pick and choose as the Spirit leads you but don’t skip over the first question in the discussion from the message!
Warm Up: Have you ever borrowed something and lost it or not returned it? What was it?
Background: Most of us know how quickly that elated feeling of having something new is replaced by a sinking feeling when the monthly bill starts rolling in and we have to start to paying back what we borrowed. The reality is that the new of the purchase wears off a whole lot quicker than the time it takes us to pay back what we borrowed.
Borrowing and going into debt often leaves us in a worse condition in the end than the situation we were trying to get out of in the beginning. It might surprise you to learn that although the Bible doesn’t strictly prohibit borrowing; it does speak strongly of the dangers of it. If you don’t want to end up over your head in debt, you would be wise not only to listen to what it has to say but to put it into practice as well.
Text: 2 Kings 6:1-7
- What challenge was facing the School of Prophets? What possible solutions did they have other than borrowing and building something new?
- What wise thing did they do before starting the project?
- Do you think the borrowed axe head was for just the one guy or do you think the axe head was the only one they had for the construction project? Why or why not?
- If you had been the guy who lost the axe head, how would you have felt? What would you have done?
- Why does Elisha care about the place it fell in the water? How do you explain how the axe head was recovered?
- Why do you think a story like this is in the bible? What does it have to teach us about financial responsibility? God’s provisions?
From the Message:
- What spoke to you the most from the message and why? What challenged you the most? Don’t rush by this!
- This morning Pastor Steve said, “Elisha didn’t start an investigation or perform an interrogation.” If you had been Elisha, how would you have responded since as leader of the school you would ultimately be held responsible for the loss?
- Pastor Steve said, “Our crises are often an opportunity for God to demonstrate his power and his care for his people. And, our crises are an opportunity for us to deepen our dependence on Him.” How so? Which one means the most to you right now?
- Pastor Steve said, “God cares for us and often uses the crisis in our lives to get our attention and humble us (1 Peter 5:6-7).” How has God taught you humility in your finances?
- Of the steps Pastor Steve mentioned this morning for staying out of debt, which one is hardest for you? Which one do you need to pay attention to right now?
- Ask God: Go or whoa?
- Ask Yourself: Is this a need or a greed?
- Does this fit in our budget?
- Does it leave us any margin?
- Of the steps Pastor Steve mentioned this morning for getting out of debt, which one do you need to pay attention to right now?
- Identify where you first got in over your head and how?
- Determine to put God first in everything… Start tithing.
- Make a plan-budget and stick to it.
Reflect: Is borrowing a sin?
- Read Proverbs 22:7, Romans 13:8
Although borrowing money is not, in itself, sinful, we are to be careful and wise in our borrowing so we don’t become slaves to debt. Debt is not a sin, but it is a dangerous thing. We are to avoid it whenever possible. Although incurring debt may not be sinful, the failure to repay a debt is whether it is an individual debt or a corporate debt.
When it comes to the debt of the church, how does the following promise make you feel about moving the mountain in front of us?
Stay away from the love of money; be satisfied with what you have. For God has said, “I will never fail you. I will never forsake you.” Hebrews 13:5